Gobi

Company profile

Gobi company profile

Gobi is a West African fintech startup building a full-stack digital banking and credit platform designed to make lending, payments, and savings seamless across the WAEMU (UEMOA in French) region. The platform allows users to access instant credit, manage mobile wallets, and pay merchants digitally—bridging traditional microfinance systems with modern fintech infrastructure. Operating from Benin, Gobi focuses on integrating regulated microfinance partners to accelerate financial inclusion while maintaining strict compliance with BCEAO standards. The company combines innovative credit scoring, smart wallet technology, and real-time transaction APIs to deliver a fast, transparent, and inclusive financial experience for individuals and small businesses. Mission: To enable millions across West Africa to access affordable financial services and credit with transparency, speed, and trust. Key Features: - Digital wallet with local and stablecoin payment support - Instant microcredit and flexible repayment plans - API integrations for merchant payments and peer transfers - Real-time credit risk scoring using transaction data