Setu

Company profile

Setu company profile

Setu provides a modular API infrastructure platform that enables businesses, fintechs, and developers to integrate digital financial services such as identity verification, payments, and financial data access into their products through simple API calls. Its suite of API-based solutions includes customer onboarding tools like KYC verification using Aadhaar and PAN data, digital signature gateways, account aggregator connections for accessing transaction and balance data, and payment capabilities built on Unified Payments Interface and bill payment systems. The company’s technology is designed so that technical teams can launch and manage financial journeys—such as lending, billing, and data-driven services—without having to build and maintain complex backend integrations with regulated financial institutions. Setu also negotiates regulatory and compliance interfaces on behalf of its clients, helping reduce integration overhead and accelerate time-to-market for embedded finance offerings. The API platform offers sandbox environments, documentation, and customizable pre-built screens that support a range of use cases, from lenders to personal finance applications. Recent developments include expansion into account aggregation capabilities through strategic acquisitions that extend its financial data services.